Added Protection

Beyond Basic Coverage

Life is full of surprises, and sometimes standard insurance isn’t enough. Mariscotti Insurance offers umbrella insurance to extend your coverage limits, providing extra protection when you need it most. Serving California, PA, we help safeguard your future.

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Increased  Limits

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Comprehensive Protection

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Tailored Policies

Coverage That Extends

Extra Peace of Mind

Umbrella insurance provides additional coverage beyond the limits of your home, auto, or other policies. It’s designed to protect your assets and finances against significant claims. At Mariscotti Insurance, we specialize in creating umbrella policies tailored to your unique needs, ensuring California, PA families have full protection.

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Affordable Extended Coverage


Umbrella insurance doesn’t have to break the bank. At Mariscotti Insurance, we work with you to create cost-effective solutions that provide enhanced protection. Extra security is within reach with our affordable plans.

Customized for Your Needs


Every client is different, and so are their coverage needs. We design umbrella policies that complement your existing insurance, ensuring seamless, customized protection that works specifically for you.

Questions Answered

Understanding Umbrella Insurance


Umbrella insurance can seem complex, but we’re here to make it simple. Below, we answer common questions to help you decide if this extra layer of protection is right for you.

  • What is umbrella insurance?

    Umbrella insurance is an additional layer of liability coverage that goes beyond the limits of your standard home, auto, or other policies. It helps cover significant claims, such as lawsuits or large medical expenses, ensuring your finances and assets are protected. At Mariscotti Insurance, we tailor umbrella policies for California, PA families to provide full peace of mind.


  • Who needs umbrella insurance?

    Anyone with substantial assets or higher liability risks can benefit from umbrella insurance. It’s especially useful for homeowners, drivers, or those with additional property or investments. Mariscotti Insurance ensures California, PA clients get coverage that aligns with their unique needs and circumstances.


  • What does umbrella insurance cover?

    Umbrella insurance provides liability protection for claims that exceed your regular policy limits. This can include legal defense costs, damages from lawsuits, or large medical expenses. At Mariscotti Insurance, we design comprehensive policies to protect California, PA residents from life’s unexpected financial challenges.


  • How much umbrella insurance should I have?

    The amount depends on your assets, income, and risk factors. Many clients choose policies starting at $1 million in coverage. At Mariscotti Insurance, we’ll evaluate your needs and help California, PA families find the right amount of umbrella coverage to protect their future.


  • Is umbrella insurance expensive?

    Umbrella insurance is surprisingly affordable compared to the extra coverage it provides. At Mariscotti Insurance, we offer cost-effective plans that deliver significant protection for California, PA clients, ensuring enhanced security without a hefty price tag.


  • Does umbrella insurance cover all risks?

    Umbrella insurance covers many liability risks but doesn’t include property damage or intentional acts. It’s designed as a supplemental policy for high-value claims. Our team in California, PA helps you understand what’s covered and how it complements your existing insurance.


  • What sets Mariscotti Insurance apart for umbrella coverage?

    At Mariscotti Insurance, our local expertise and personalized service set us apart. We provide tailored umbrella policies for California, PA clients, ensuring complete coverage that fits your unique needs. With us, you get more than insurance—you get trusted, neighborly support.